iBS Additional Compensation Function (iBS-ACF)

Add-on for calculating loss amounts

The iBS Additional Compensation Function (iBS-ACF) enhances the SAP for Banking industry solution by making it possible to calculate and post loss amounts for different loan-related business transactions, for example early payoff or withdrawal (in part or in full), directly in the system without any integration gaps. As a result, the time-consuming and often error-prone task of making duplicate entries, as required when using external calculation programs, is largely avoided.

Benefits

Comprehensive, field-proven standard software for loss calculation in SAP

User-friendly, flexible processing without media breaks
Seamless integration into SAP transactions payoff and withdrawal
Eliminates the need for expensive additional applications and costly duplicate data maintenance

Calculation methods certified by Fraunhofer Institute
Flexible configuration options for mapping institute specific requirements
Maintenance and further development by the manufacturer

Features

Comprehensive Loss Calculation

Loss calculation according to compensation for interest loss/refinancing loss methods
Consideration of legal and contractual termination rights
Inclusion of definable risk and administrative costs
Calculation of any premiums/discounts to be refunded
Waiver function for authorized employees
Automatic generation of statements containing calculation details
Posting of loss amounts
Result data supply for document creation
Calculation of interest on arrears in the event of late repayments

Extend Features on Demand

Simulative loss calculation for existing loans (e.g. for costing)
Loss calculation for fictitious loans (e.g. for offers)
Parallel calculation of different loss scenarios (e.g. to determine mandatory information according to the Mortgage Credit Directive)

Integration & Implementation

iBS-ACF is a standalone function that integrates seamlessly into SAP's payoff and withdrawal business transactions.

When a payoff is created, the loss amounts are automatically calculated and shown on a separate tab page within the SAP transaction workplace.
For withdrawals iBS-ACF displays the results are presented in an application-specific interface with editing features.

In addition, iBS-ACF can be integrated in any processes, web portals and non-SAP applications via (web) services.

We are happy to assist you together with selected partners in the implementation and institution-specific configuration of the software.

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iBS Additional Compensation Function (iBS-ACF)

Benefits

Comprehensive, field-proven standard software for loss calculation in SAP

Features

Comprehensive Loss Calculation

Extend Features on Demand

Integration & Implementation

Integration & Implementation

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